Analysis Of Yayoi Kusama At The Phoenix Art Museum

The art piece â€Å"You Who are Getting Obliterated in the Dancing Swarm of Fireflies,† by Yayoi Kusama at the Phoenix Art museum, is a pitch-black room with mirrors lining the walls and black granite flooring and ceiling. Hanging from the ceiling to the floor are black cords three inches or so apart with multiple LED lights attached to each cord, which change to a new color scheme every two or so minutes and flicker on and off. When I first walked into the room the lights were all red, and by the time I exited they had shifted from red, to green and red, to blue and purple, to blue and green, to blue, and repeated again. The room is small, and is only about a 15 feet by 15 feet square space with one entrance and one exit. Although the room is†¦show more content†¦I also got the feeling that the artist created this room to let people live a fantasy and escape from the real world that was just on the other side of the mirrored walls. Now eight years later, my first reaction to the piece was completely different. I felt the room represented infinity and space. The piece is titled, â€Å"You Who are Getting Obliterated in the Dancing Swarm of Fireflies,† and while standing in the room I felt obliterated. I felt so insignificant standing in a room surrounded by a swarm of lights that seemed to go on for eternity, and I got the feeling that the piece represented how big the world is and how little we are in it. This was scary at first because most people are afraid of feeling insignificant and coming to terms with how small of a piece humans are in the universe was difficult, but in that moment I was forced to think about obliteration and infinity. However, the changing color scheme of the lights made me feel calm and at will my thoughts. I got the similar feeling that I did when I was 11, and I felt the piece was made for people to enjoy in that moment. I thought the artist was trying to represent that everyt hing in life is here and now, and that is what is important. As a species we always try to look beyond things and look farther into the future, but as the lights show the things in the distance are hard to see and only what is close by can truly be experienced

The Great Gatsby By F. Scott Fitzgerald - 957 Words

The story The Great Gatsby occurs within the limits of Long Island, New York, in the summer of 1922. 1922 was the era of perished moral values, distrust, greediness, and an unfilled search of happiness. F. Scott Fitzgerald author of this novel introduces many characters who, ultimately, are in search of the American Dream. Nick Carraway, the narrator, goes to New York in hopes of learning about the bond business. Nick hopes that one day become rich. He lives in West Egg were the â€Å"new rich† reside. Jay Gatsby is Nick’s neighbor. Gatsby is admired by Nick due to the fact that Gatsby is young, rich, and handsome. Gatsby was always aspiring to leave his old life of poverty behind, and got the opportunity when he met Dan Cody. Dan Cody was a wealthy old man that saw how ambitious Gatsby was and hired him as an assistant. Gatsby was able to get connections through Dan Cody, and made his money as a bootlegger. East Egg which is the place where â€Å"old rich† resid e. Here resides, Tom Buchanan, who is a dominant, unfaithful, arrogant man who went to school with Nick. Daisy, Tom’s wife and Nick’s cousin. Jordan Baker also resides in East Egg. She is a professional golfer and is friends with both Daisy and Tom. The Great Gatsby also shows many symbols representing or having ties with his famous American Dream. One of the main symbols is the green light that Gatsby is always looking at. This light first appears in the beginning of the book when Nick see’s Gatsby standing on his WestShow MoreRelatedThe Great Gatsby by F. Scott Fitzgerald1393 Words   |  6 PagesF. Scott Fitzgerald was the model of the American image in the nineteen twenties. He had wealth, fame, a beautiful wife, and an adorable daughter; all seemed perfect. Beneath the gilded faà §ade, however, was an author who struggled with domestic and physical difficulties that plagued his personal life and career throughout its short span. This author helped to laun ch the theme that is so prevalent in his work; the human instinct to yearn for more, into the forefront of American literature, where itRead MoreThe Great Gatsby By F. Scott Fitzgerald1343 Words   |  6 PagesHonors English 10 Shugart 18 Decemeber 2014 The Great Gatsby F. Scott Fitzgerald s 1925 novel The Great Gatsby is a tragic love story, a mystery, and a social commentary on American life. The Great Gatsby is about the lives of four wealthy characters observed by the narrator, Nick Carroway. Throughout the novel a mysterious man named Jay Gatsby throws immaculate parties every Saturday night in hope to impress his lost lover, Daisy Buchanan. Gatsby lives in a mansion on West Egg across from DaisyRead MoreThe Great Gatsby By F. Scott Fitzgerald1155 Words   |  5 PagesThe Great Gatsby The Jazz Age was an era where everything and anything seemed possible. It started with the beginning of a new age with America coming out of World War I as the most powerful nation in the world (Novel reflections on, 2007). As a result, the nation soon faced a culture-shock of material prosperity during the 1920’s. Also known as the â€Å"roaring twenties†, it was a time where life consisted of prodigality and extravagant parties. Writing based on his personal experiences, author F. ScottRead MoreThe Great Gatsby By F. Scott Fitzgerald1166 Words   |  5 Pagesin the Haze F. Scott Fitzgerald lived in a time that was characterized by an unbelievable lack of substance. After the tragedy and horrors of WWI, people were focused on anything that they could that would distract from the emptiness that had swallowed them. Tangible greed tied with extreme materialism left many, by the end of this time period, disenchanted. The usage of the literary theories of both Biographical and Historical lenses provide a unique interpretation of the Great Gatsby centered aroundRead MoreThe Great Gatsby by F. Scott Fitzgerald845 Words   |  3 PagesIn F. Scott Fitzgerald’s novel, The Great Gatsby, colors represent a variety of symbols that relate back to the American Dream. The dream of being pure, innocent and perfect is frequently associated with the reality of corruption, violence, and affairs. Gatsby’s desire for achieving the American Dream is sought for through corruption (Schneider). The American Dream in the 1920s was perceived as a desire of w ealth and social standings. Social class is represented through the East Egg, the WestRead MoreThe Great Gatsby By F. Scott Fitzgerald Essay970 Words   |  4 Pagesrespecting and valuing Fitzgerald work in the twenty-first century? Fitzgerald had a hard time to profiting from his writing, but he was not successful after his first novel. There are three major point of this essay are: the background history of Fitzgerald life, the comparisons between Fitzgerald and the Gatsby from his number one book in America The Great Gatsby, and the Fitzgerald got influences of behind the writing and being a writer. From childhood to adulthood, Fitzgerald faced many good andRead MoreThe Great Gatsby By F. Scott Fitzgerald2099 Words   |  9 Pagesauthor to mirror his life in his book. In his previous novels F. Scott Fitzgerald drew from his life experiences. He said that his next novel, The Great Gatsby, would be different. He said, â€Å"In my new novel I’m thrown directly on purely creative work† (F. Scott Fitzgerald). He did not realize or did not want it to appear that he was taking his own story and intertwining it within his new novel. In The Great Gatsby, by F. Scott Fitzgerald, he imitates his lifestyle through the Buchanan family to demonstrateRead MoreThe Great Gatsby By F. Scott Fitzgerald1607 Words   |  7 Pages The Great Gatsby is an American novel written in 1925 by F. Scott Fitzgerald. One of the themes of the book is the American Dream. The American Dream is an idea in which Americans believe through hard work they can achieve success and prosperity in the free world. In F. Scott Fitzgerald s novel, The Great Gatsby, the American Dream leads to popularity, extreme jealousy and false happiness. Jay Gatsby’s recent fortune and wealthiness helped him earn a high social position and become one of the mostRead MoreThe Great Gatsby By F. Scott Fitzgerald1592 Words   |  7 PagesMcGowan English 11A, Period 4 9 January 2014 The Great Gatsby Individuals who approach life with an optimistic mindset generally have their goals established as their main priority. Driven by ambition, they are determined to fulfill their desires; without reluctance. These strong-minded individuals refuse to be influenced by negative reinforcements, and rely on hope in order to achieve their dreams. As a man of persistence, the wealthy Jay Gatsby continuously strives to reclaim the love of hisRead MoreThe Great Gatsby By F. Scott Fitzgerald1646 Words   |  7 PagesThe 1920s witnessed the death of the American Dream, a message immortalized in F. Scott Fitzgerald’s The Great Gatsby. Initially, the American Dream represented the outcome of American ideals, that everyone has the freedom and opportunity to achieve their dreams provided they perform honest hard work. During the 1920s, the United States experienced massive economic prosperity making the American Dream seem alive and strong. However, in Fitzgerald’s eyes, the new Am erican culture build around that

Muet Free Essays

Extracurricular activities are a good chance for every student to improve himself/herself in many different ways. These activities are offered by educational establishments, but they are far more interesting than common lessons. In SMKPJ, the MUET drama festival had became one of the compulsory activities for all the Lower Six students. We will write a custom essay sample on Muet or any similar topic only for you Order Now As one of the participants in MUET drama festival, I strongly agree that the MUET drama festival should be made as a yearly event for the Lower Six students. The MUET drama competition had contributed many benefits to the students. Drama competition is a tremendous way to build confidence. By overcoming innate fear of speaking in front of others, they are stepping outside of your comfort zone in a very healthy way. The skills you acquire translate to increased confidence in the their life as well as improved communication skills with others. If the ‘old one’ suffered from doubt and anxiety, they will find it gradually replaced by a new self image. In this one they will see themselves standing tall, talking easily and communicating well. Besides that, the involvement in the group activity and interaction with other people develops students’ socializing skills and they become more open with people. Putting themselves forward makes it easier for you to meet others. The increase in sociability which is a crucial ability for personal development and an important criteria for job interviews in their future. People’s ability to make friends or to become a part of a group promotes self-confidence and creates a better atmosphere of liability among people. Moreover, the drama competition requires students to embody various characters with situations, personalities and life style which vastly different from the student’s own. In order to portray the character realistically, students have to find ways to relate themselves with the character. This practice of putting themselves in someone else’s shoes enhances students’ ability to empathize with people in their personal lives and promotes compassion and tolerance for others. Furthermore, participating in drama competitions requires great reserves of imagination. The drama requires students to make creative choice, think of new ideas, and interpret familiar materials in new ways . It is a fun way of challenging students to think quickly, to act on impulse and to react to their surroundings. The consistent practice of using their imagination can translate into success at other art forms as well as creative problem solving skills. As Albert Einstein said,† imagination is more important than knowledge. † Last but not least, through drama, students learn different forms of communication which help in developing language and communication skill. They are encouraged to express themselves both verbally and through facial expressions and body language. It improves the voice projection, articulation of words, fluency with language and persuasive speech which is key to making them better and more effective communicators. Subsequently, the listening and observation skills are developed through the process of rehearsing, performing and even being an audience which other groups were performing. In conclusion, it is important that the MUET drama festival should be continued organized and make it as one of the traditions of SMKPJ. I hopes that not only the Form Six students but the whole school includes all the students and teachers should give their supports to the drama festival. Thus, the MUET drama festival can be held successfully every year. How to cite Muet, Papers

Organizing Product Innovation in Financial Services

Question: Discuss about the Organizing Product Innovation in Financial Services. Answer: Introduction This literature review has discussed and analyzed different topics that help to identify the answers of the research questions. Each topic of the literature review has formed the hypotheses by considering the main question. Mainly four topics have been formed. The first topic has discussed on the financial performance of AMP Limited based on the financial statements in different years. The second topic in the literature review has discussed on the types of services of the company. The third topic in the literature review has tried to identify whether the use of ratios is helpful while taking the decision of purchase of share and assets of a company. The last topic of the literature review focuses on identifying the contribution of AMP Limited in the overall economy of Australia. Topic 1: Comparison of financial statements of AMP Limited to understand the financial performance of the company. Key word: Financial statements H1: The financial statements of the company are disclosing the positive performance trend Strength of the topic: The financial performance trend of AMP Limited can be understood. Weakness of the topic: This topic does not provide any clue regarding the accounting procedure of the company. AMP Limited is a financial services providing company, which is operating its business in the market of Australia and New Zealand since 1849 (Amp.com.au 2016). If the financial statements of the company are analyzed and compared for the last five years, then it can be identified that the performance of the company was bit fluctuating in the last five years. The main components of the consolidated income statements of the company for last five years can be seen in the below table: Components 2011 (In million $) 2012 (In million $) 2013 (In million $) 2014 (In million $) 2015 (In million $) Revenue 5785.954 17513.508 17846.265 14354.56 10238.911 Net income 699.971 730.118 596.266 720.99 708.394 Diluted EPS 0.27 0.26 0.20 0.24 0.24 (Source: Amp.com.au 2016) The above table is clearly disclosing the fact that in the year 2011, the revenue of the company was $5785.954 million, which has increased in 2012 to $17513.508 million (Amp.com.au 2016). This indicates that in 2012, the financial performance of the company in context to revenue has increased more than $10000 million (Amp.com.au 2016). The increased trend has been maintained by the company in the year 2013, but in 2014, the revenue of the company decreased to $14354.56 million and again in 2015, the revenue of the company decreased to $10238.911 million (Amp.com.au 2016). These amounts of the revenue of the company are disclosing that the financial performance of the company was fluctuating in last five years. The same thing has happened in case of the net income of the company (Robinson et al. 2015). The net income of AMP Limited was high in the year 2012 and again in 2014. In the others three years it was low. From 2011 to 2012, the net income increased; in 2013 the income decreas ed, again in 2014 it increased and again in 2015 it has decreased (Amp.com.au 2016). On the other side, the diluted EPS of the company has decreased from 2011 to 2015. Therefore, in the comparison of the consolidated income statement of AMP Limited, it can be easily said that the performance of the company was not in increasing trend, rather it was fluctuating (Amp.com.au 2016). In order to understand the financial performance of the company, it is also important to analyze and compare the statements of consolidated financial position of the company. The following table is useful in that case: Components 2011 (In million $) 2012 (In million $) 2013 (In million $) 2014 (In million $) 2015 (In million $) Total Assets 110,290 118,751 118,209 109,987 101,819 Total Liabilities 103,393 111,220 111,031 103,311 95,610 Total Equity 6,829 7,434 7,178 6,676 6,208 (Source: Amp.com.au 2016) In the above table, it can be identified that the total assets of the company has decreased in the year 2015. Moreover, the amount of total assets of the company was lowest in the year 2015 and highest in the year 2012 (Amp.com.au 2016). It can be said that the amount of assets of the company was also fluctuating and in 2012, the performance of the company was better than the other years. However, at the same time, it is also true that in the year 2012, the total liabilities of the company was also high than the other years (Amp.com.au 2016). The amount of liabilities of the company was lowest in 2015. On the other side, the total equity of the company was again in fluctuating trend in last five financial years. In 2011, the total equity of the company was $6829 million, which increased to $7434 million in 2012 (Amp.com.au 2016). Again in 2013, the total equity of the company decreased to $7178 million and after that the amount of equity continuously decreased in last two years (Amp. com.au 2016). The cash flow statement is another important financial statement that must be compared while analyzing the financial performance trend of the company in different years. The cash flow statements of the company disclose the below amounts in last five years: Components 2011 (In million $) 2012 (In million $) 2013 (In million $) 2014 (In million $) 2015 (In million $) Net operating cash 811 933 761 885 978 Net investing cash (238) (1,254) (4,699) 2,086 (4,476) Net financing cash 689 40 1,949 343 121 Cash at the end of the year 9,436 9,171 2,606 2,920 2,882 (Source: Amp.com.au 2016) The above table is disclosing the fact that in case of the operating cash flow, the performance of AMP Limited was better in the year 2015. However, in case of the investing cash flow, the performance was better in 2011 and in case of financing cash flow, the performance of the company was better in the year 2013 than that of the years (Amp.com.au 2016). If the net cash at the end of the year is considered for comparison, then it can be said that the performance of the company was better in 2011 and lowest in 2013 (Amp.com.au 2016). The net cash inflow of the company has started to decrease since 2013, though in 2014, the net cash inflow increased bit but in 2015, it again decreased (Amp.com.au 2016). Topic 2: Which types of services the concerned company provides to their customers? Key word: Financial services H1: The financial services that the organization is providing to their customer is beneficial for their betterment Strength of the topic: The different types of service the company provide can be evaluated Weakness of the topic: The detailed information like terms and condition of these services cannot be evaluated. The AMP Financial company provides personal banking, home loans, super--insurance and retirement advice to their organization. The keyword here is the financial services that the concerned organization is providing to their customers. Nejad and Estelami (2012) define the financial service as the approach for management of money and they play a crucial role in the development of the organizations economy and nations financial growth. It also signifies the utilization of the clients money in an efficient manner so that they get the best benefit from it in their future. Vermeulen (2013) stated that personal banking is nothing but a provision of a wealth of services from the financial institution to the individuals. Personal Banking comprises of services like savings and checking accounts, credit card services and a variety of lending options like mortgages, personal loans and lines of credit. Sinkula and Lawtor (2015) moreover depicts that in recent times, the financial institution also a=utilizes the internet technology for better functionalities of the baking procedures. It allows every individual to view and interact with accounts online, access automated teller machines (ATM) around the world and make transactions and deposit through net banking via their smart devices. In the context of the home loans, it is the monetary support that an individual borrow from a financial institution in order to purchase a house. Ennew et al. (2014) furthermore quantified that that money that the financial institutions lend to them is issued against the property/security and the institutions possess a conditional ownership over the property. Vu et al. (2015) explain that there are several types of home loans like home purchase loans, home improvement loans, home extension loans, bridge loans, home conversion loans, land purchase loans and home construction loan. An individual takes Home purchase loans for purchasing a new home; while the improvements loans are taken with the i ntention of renovation or repair of the home with the help of home contractors (Liu and Roca 2015). Engel (2016) besides added that home extension loans signify the financial help taken by an individual for the expansion of an existing home like constructing an additional room or floor on the terrace. Bridge loan is a short term loan that is taken when a borrower intends to sell their old homes and looking for a new one. Koku and Jagpal (2015) depicted that bridge loans help the borrower during the interim period and the limitation of the loan ends when the individual found enough monetary by selling the previous resident. The financial institution also provides home conversion loan that is to lend money to move to another home while they have taken a loan to finance his current home. This type of loans allows the borrower to transfer the existing loan to the new home. Culp (2013) explains the procedure in these types of loans and that is the new loan allows the user to pay the previous loan and the then again applying for the new one for their new homes or resident. Furthermore, the land purchase loan and the home construction loan highlight the type of loan taken to purchase a land for construction--investment purposes and to construct a new home respectively. Helman et al. (2014) highlight the importance of another beneficial service that is offering retirement plans and investments. However, the retirement plan varies according to the economy of the nation and thus retirement plan for financial institutions varies. Bodie et al. (2014) moreover portray that some financial institutions often have penalties on the drawing of money from such account. The prime reason behind that is these institutes ensures that the funds remain in the market longer and can service benefit to both the individual and the financial company. The company has the benefit to contribute to the nation's economy while the investor maintenance themselves with effective monetary support after retirement with less reliance on government programs (Brown et al. 2015). In addition to that, it provides tax advantages for retirement savings and the financial companies pay the money to the investor on a periodic basis similar to employment pay cycles upon reaching retirement age. Lastly, Sakalova and Krcova (2016) states that financial company oftenprovide a guarantee of compensation for specified loss, death in return for payment or for damage of a specified premium and this process this referred as taking insurance for the longevity of that asset. Moreover if an employer is making any super contributionsthrough their default super fund it is likely that they will get the benefit to negotiate some monetary cover for the financial banks. These super services comprise of services like life insurance, income protection and total and permanent disablement (TPD). Purves (2015) depicts that the life insurance allows a sum of money in case the investor die or become terminally ill. The income protection signifies the approach, where the financial company pays a certain portion of the money like 75% of the present income of the person during the time the person is not able to do work and earn their living. It contains some condition like this income protection schem e provides cover for different periods that varies on the ability of the person. Purves (2015) also explains the concept of total and permanent disablement (TPD) and stated that in case a person is suffering from a disability that prevented them to ever working again, financial institution help them financially. Thus, it can be said that the concerned organization helps the people effectively with their services and ensure heir future with effective money planning. Topic 3: Identifying whether it is better for AMP Limited to purchase the shares and assets of the other company and ratio use in accounting Key words: purchase of shares and assets, use of ratio H1: Purchase of shares and assets of the other company is better when the financial performance of the other company is analyzed through ratio. Strength of the topic: The use of ratio analysis in taking financial decision can be understood Weakness of the topic: This topic does not provide any information about the financial performance of AMP Limited. Swain and Dutta (2015) stated that while taking any kind of financial decision like, purchase of shares and assets of any company, it is important to analyze the financial performance of that company with the with the help of ratio analysis. On the contrary, Ball, Li and Shivakumar (2015) stated that ratio analysis is a measurement method, which is based on historical data; hence it is not useful taking the future decision on the basis of the past data. However, ratio analysis is the easiest and time saving way of analyzing the financial performance of a company (Dung 2016). In order to take the decision regarding investment, it is important to identify the performance and values of the shares and assets of the other company in the current market. If the values of shares and assets of the company are higher than the values of the shares and assets of itself, then it is profitable for the company to invest in the shares of the other company (Weygandt, Kimmel and Kieso 2015). For example, the current value per share of AMP Limited is AUD 4.85 and the value per share of Australian and New Zealand Banking Group is AUD 29.78. These share values are indicating that the value of one share of Australian and New Zealand Banking Group is much higher than that of AMP Limited (Amiram, Bozanic and Rouen 2015). This means, the company can invest in the shares of Australian and New Zealand banking Group. On the other side, the values of the assets can be understood by checking the financial statements of the company. At the same time, while taking the decision regarding the purchase of assets, it is important for AMP Limited understanding the performance of the assets of the other company. This can be done through ratio analysis. Therefore, it can be said that AMP Limited can invest or purchase the shares and assets of the other companies if the values are higher than that of AMP Limited and for that ratio analysis is useful. Identifying the financial contribution of AMP Limited in Australia Key words: Financial contribution H1: AMP Limited has positive contribution in the Australian economy. Strength of the topic: This topic will help understanding the importance of AMP Limited in current economy in Australia. Weakness of the topic: This topic does not provide any information about the accounting technique of the company. As per the current data related to the economic growth of Australia, it can be stated that the economic growth rate of the country has declined (Industry.gov.au 2016). The contribution of the banking or financial industry in the economic growth of Australia is much lower than that of mining industry (Moher et al. 2015). However, each year, the banking sector of the country contributed 40% of the total contribution of the service industry. The AMP Limited also works under the banking industry in the country. However, the financial performance of the company has declined in the recent years. Moreover, the company has failed to maintain steadiness in its financial performance (Harper 2016). This information is indicating that the company cannot contribute much to the GDP or economic growth of the country. However, in case of employment, the company has provided many opportunities to the people in the country. The company has provided employment opportunity to the 5400 people in the country (Amp.com.au 2016). This indicates that the company has contributed much to the employment growth of the country and in this point of view, the contribution of the company is much high (Chen et al. 2015). Therefore, it can be said that the company must emphasize on its financial performance so that it can contribute more to the growth of the country. Conclusion In this literature review, it has been identified that the financial performance of AMP Limited was fluctuating in the last five years. The company failed to improve its performance in the last few years. The financial statements of the company in last five years have clearly mentioned that the performance of the company was better in the year 2012 and the company performed at lowest level in 2015. At the same time, the literature review of the study has also identified that in order to purchase the shares and assets of any other company; the management of AMP Limited requires analyzing the values of the shares and assets of the other company. In order to identify the values and the performance of shares and assets of the company, the management of AMP Limited can utilize the ratio analysis technique. The study has also identified that the company has contributed much towards the employment in Australia, but the company has not contributed much in the GDP growth of the country. Reference list: Amiram, D., Bozanic, Z. and Rouen, E., 2015. Financial statement errors: evidence from the distributional properties of financial statement numbers.Review of Accounting Studies,20(4), pp.1540-1593. Amp.com.au. 2016. Personal Banking, Home Loans, Super Insurance - AMP. [online] Available at: https://www.amp.com.au [Accessed 7 Dec. 2016]. Ball, R., Li, X. and Shivakumar, L., 2015. Contractibility and transparency of financial statement information prepared under IFRS: Evidence from debt contracts around IFRS adoption.Journal of Accounting Research,53(5), pp.915-963. Bodie, Z., Kane, A. and Marcus, A.J., 2014. Investments, 10e. McGraw-Hill Education. Brown, J.R., Pollet, J.M. and Weisbenner, S.J., 2015. The In-State Equity Bias of State Pension Plans (No. w21020). National Bureau of Economic Research. Chen, C.W., Collins, D.W., Kravet, T.D. and Mergenthaler, R., 2015. Financial statement comparability and the efficiency of acquisition decisions.Available at SSRN 2169082. Culp, C.L., 2013. Syndicated leveraged loans during and after the crisis and the role of the shadow banking system. Journal of Applied Corporate Finance, 25(2), pp.63-85. Dung, N.V., 2016. Value-relevance of financial statement information: A flexible application of modern theories to the Vietnamese stock market. Engel, K.C., 2016. Local Governments and Risky Home Loans. Ennew, C., Watkins, T. and Wright, M. eds., 2014. Cases in marketing financial services. Butterworth-Heinemann. Harper, D., 2016. Accounting Financial Statements Analysis. Helman, R., Adams, N.E., Copeland, C. and VanDerhei, J., 2014. The 2014 Retirement Confidence Survey: Confidence reboundsfor those with retirement plans. EBRI Issue Brief, (397). Industry.gov.au. 2016. [online] Available at: https://industry.gov.au [Accessed 7 Dec. 2016]. Koku, P.S. and Jagpal, S., 2015. Do payday loans help the working poor?. International Journal of Bank Marketing, 33(5), pp.592-604. Liu, B. and Roca, E., 2015. What drives mortgage fees in Australia?. Accounting Finance, 55(3), pp.861-880. Moher, D., Shamseer, L., Clarke, M., Ghersi, D., Liberati, A., Petticrew, M., Shekelle, P. and Stewart, L.A., 2015. Preferred reporting items for systematic review and meta-analysis protocols (PRISMA-P) 2015 statement.Systematic reviews,4(1), p.1. Nejad, M.G. and Estelami, H., 2012. Pricing financial services innovations. Journal of Financial Services Marketing, 17(2), pp.120-134. Purves, D., 2015. Two ways TPD cover is evolving. Investment Magazine, (121), p.6. Robinson, T.R., Henry, E., Pirie, W.L. and Broihahn, M.A., 2015.International financial statement analysis. John Wiley Sons. Sakalova, K. and Krcova, I.O., 2016. Measures of Profitability in Life Insurance Product Management. Thematic Fields, p.8. Sinkula, J.M. and Lawtor, L., 2015. Positioning in the Financial Services Industry: A Look at the Decomposition of Image. In Proceedings of the 1987 Academy of Marketing Science (AMS) Annual Conference (pp. 439-442). Springer International Publishing. Swain, R.K. and Dutta, A., 2015.Strategic Financial Management: Strategic Financial Management, Financial Engineering, Financial Statement Analysis, Merger Acquisition. Lap Lambert. Vermeulen, P.A.M., 2013. Organizing product innovation in financial services. Vu, T., Do, V. and Skully, M., 2015. Local versus foreign banks: A home market advantage in loan syndications. International Review of Financial Analysis, 37, pp.29-39. Weygandt, J.J., Kimmel, P.D. and Kieso, D.E., 2015.Financial Managerial Accounting. John Wiley Sons.

The Impact of Medical Biotechnology on Society Vaccines

The improvement of the people’s quality of life is the main purpose of the world health organisations and institutions. Biomedical scientists along with doctors and authorities work to make the nations healthier.Advertising We will write a custom essay sample on The Impact of Medical Biotechnology on Society: Vaccines specifically for you for only $16.05 $11/page Learn More Many products of the biotechnological research contribute to the improvement of the people’s health and increase of the life expectancy. Vaccines as the products of biotechnology are widely used today in medicine to predict a lot of severe diseases along with eliminating the diseases’ spread round the world. The specifics of vaccines’ effects are based on the increase of the people’s immunity. From this point, vaccines can guarantee the prolonged effect and protect from infections and diseases’ development completely. Vaccines are important fo r the development of the healthy society in developed and developing countries because they help people predict and overcome severe and deadly diseases. Vaccines are specific mixtures which contain weakened or killed bacteria or viruses, or parts of viruses depending on the type of a vaccine. Vaccines are developed to imitate the infection and stimulate the organism to produce specific antibodies which can fight this or that virus. When the organism overcomes the virus from the vaccine, the immune system develops the immunity against this type of viruses (Rappuoli et al. 2011). As a result, the person’s body can successfully fight the further infections associated with the definite disease. In spite of the fact the principle of a vaccine’s work is rather simple, there are a lot of debates on the effectiveness and safety of vaccines. That is why, it is significant to pay attention to the role, importance, and potentials of using vaccines in medicine. Focusing on the imp act of vaccines on the individual health, it is necessary to pay attention to the fact that vaccines are more effective than any other types of medical prevention and treatment of diseases. The human organism develops his own immune system to protect the body from infections. That is why, vaccines are important to help people overcome the severe diseases without being infected. Moreover, the stimulation of the immunity contributes to the whole improvement of the people’s health. The developed immunisation schedule provides people with the opportunity to protect people from the majority of infectious diseases, contributing also to decreasing the costs associated with treatment (Schuchat 2011).Advertising Looking for essay on health medicine? Let's see if we can help you! Get your first paper with 15% OFF Learn More The role of vaccination in coping with viruses and bacteria from which suffered the previous generations cannot be overestimated. Nevertheless, it is also important to concentrate on the larger scope of vaccines’ effects on the global population’s health. Vaccination is the necessary measure to avoid a lot of infections spread in developing countries. From this perspective, vaccination is effective to reduce the rate of severe and incurable diseases not only in developed countries but also round the globe. The focus on vaccination helped reduce the rates of infectious diseases in Asia, Africa, and Latin America. Some severe diseases which caused thousands of deaths decades ago can be discussed as preventive today because of the possibilities provided by the development of biotechnology (Lin et al. 2010). Today, vaccination can be discussed as the only preventive measure which can help people cope with the spread of such diseases as hepatitis B, varicella, yellow fever, typhoid, cholera, encephalitis, and rabies. That is why, immunisation programmes supported by authorities and social organisations are the first ste p to increasing the quality of the people’s life globally. Asia, Africa, and Latin America remain to be discussed as regions where the risks of infections are the highest. To eliminate the diseases’ rates and to cope with the problem not only at the local level but also at the global level, vaccination is chosen as the most effective measure. It is important to note that vaccination of the part of population can contribute to elimination of diseases among the whole community. The only challenge which can prevent the effective realisation of immunisation programs is the necessity of repeated vaccinations. The negative reaction of many people in relation to the effects of vaccination depends on expecting the immediate results when vaccination can be realised in several steps to guarantee the best effect (Rappuoli et al. 2011). However, the decrease in mortality in many developing countries should be explained with references to the positive effects of vaccination. From t his point, it is possible to contribute to the improvement of the global population’s health with the help of using vaccines.Advertising We will write a custom essay sample on The Impact of Medical Biotechnology on Society: Vaccines specifically for you for only $16.05 $11/page Learn More Immunisation of adults and children in the developed countries help prevent millions of infections, severe consequences of diseases, premature deaths, and people’s hospitalisation (Schuchat 2011). The global immunisation programs are associated with demands of developing countries, but the majority of developed countries focus on vaccination as the measure to predict severe diseases and overcome the annually changed types of influenza infection. The main issue connected with immunisation programmes to predict influenza is the side effects and safety of vaccination. In their article, Black and the group of researchers discuss the possible effects of vaccin ation which are not associated with the cases of influenza diseases. The researchers state that side effects are observed, but the immunity of vaccinated people also improves (Black et al. 2009). Moreover, all the discussed side effects and syndromes are caused by the individual peculiarities of the people’s health conditions. The development of vaccination can not only change the characteristic features of the people’s life span but also facilitate the treatment of cancer and many chronic diseases of the infectious nature. According to Rappuoli and the group of researchers, the health of the further generations directly depends on the successes in the development of new vaccines (Rappuoli et al. 2011). Thus, today the vaccine to prevent tumours is developed, but it is possible to observe only starting stages of the process. Nevertheless, the development of biotechnology along with the focus on development of vaccines can provide people with hope that such agents and d iseases as tuberculo ­sis and HIV will be prevented with the help of vaccines in the future (Rappuoli et al. 2011). The future of medicine is closely associated with biotechnology because such products of biomedical sciences as vaccination are necessary to help people decrease the rates of mortality, eliminate severe and fatal diseases, and to improve the quality of the people’s life with references to increasing the life expectancy. Vaccines work to stimulate the human immunity. As a result, people can fight viruses and bacteria with the help of their own bodies’ powers developing the immunity against the definite type of viruses or bacteria. That is why, vaccination can be discussed as the real method to assist developing countries to cope with the consequences of poverty and insanitary conditions.Advertising Looking for essay on health medicine? Let's see if we can help you! Get your first paper with 15% OFF Learn More References Black, S, Eskola, J, Siegrist, C, Halsey, N 2009, â€Å"Importance of background rates of disease in assessment of vaccine safety during mass immunisation with pandemic H1N1 influenza vaccines†, Lancet, vol. 374 no. 97, 2115-2122. Lin, C, Nowalk, M, Toback, S, Rousculp, M 2010, â€Å"Importance of vaccination habit and vaccine choice†, Vaccine, vol. 28 no. 10, 7706-7712. Rappuoli, R, Mandl, C, Black, S, Gregorio, E 2011, â€Å"Vaccines for the twenty-first century society†, Nature Reviews Immunology , vol. 4 no. 1, 1-8. Schuchat, A 2011, â€Å"Human vaccines and their importance to public health†, Procedia in Vaccinology, vol. 5 no. 1, 120–126. This essay on The Impact of Medical Biotechnology on Society: Vaccines was written and submitted by user Jordan Jefferson to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

10 Facts That Will Make Economics Dissertations More Interesting Even to Professors

10 Facts That Will Make Economics Dissertations More Interesting Even to Professors The world of economics is a young and not well-explored terra incognita. There is an abundance of thesis topics for economics among which the student can select the most appealing one. It is possible to conduct a full-fledged investigation with the high practical value. Economics dissertations are among the most required ones, and writing one will surely bring you a decent reputation regardless of its potential difficulty. Continue reading below to get acquainted with 10 fascinating facts from the world of economics. The practice of full-life hiring in Japan.  The system of full-life hiring in Japan, when the worker stays at the same company from the first day of hiring until the last was established starting with the last century when large economical conglomerates emerged out of small manufactures. Such a type of work became totally new, and there were no similar economical models neither in Europe nor in the US. The hiring became possible due to socio mental peculiarities of the nation and the philosophy of paternalism within the corporation that is adaptable to all spheres of Japanese society.Such model contributed greatly to the development of the country as the corporation does everything possible to satisfy the needs of the workers and the employees, in return, do everything for the prosperity of the company. Such methodology is beneficial for both company and state due to the economic growth of the country. Pigou taxation implementation.  In order to deal with the growing rate of environmental pollution, most economists offer to implement a so-called Pigou Tax on harmful emissions. The aim of this tax is to lower the negative factors from industrial activity of the companies. To avoid high taxes, companies from the entire world will develop more rational and cost-effective businesses.The companies have issued the limit for emissions quantity, and if the companies manage to fit into the limit, they can sell the remaining quota to other companies increasing their profit. However, the methodology of short-term implementation is currently in development but has a great potential. The Big Mac index.  The economic level of the world can be estimated in hamburger, and that is not a joke. London Economist journal in the 1980s has used the term The Big Mac index as the means of purchasing capability of the world currencies. The product served as perfect indexation means due to its universality and presence in almost any country in the world. Basically, in 2001, the price was 2.5USD, and in Switzerland, it cost 3.7USD, while in Malaysia the price was only 1.2USD. As a result, in Malaysia, you can buy more burgers per dollar than in previous two countries as the country has the lowest currency rate among all. Shock-therapy.  This is one of the numerous economic theories that is based on implementing the radical economic theories in order to take the country out of the crisis. The topic seems rather effective in terms of putting into practice as the government takes the leading part in this procedure. There is no equal position regarding its efficiency, and there are numerous groups of both opponents and supporters of the theory. The religion does matter.  It is surprising, yet true that economics is composed not only of numbers and formulas. In some cases, even a joke can undermine the state of affairs as it happened after caricature case in Denmark when a joking picture of Muhammad was published in the magazine.   The Muslim population disliked such a dishonorable treatment of the prophet so much that they started to ignore the Danish products. After half a year of such silent treatment, the gross export level of Denmark reduced by 15.5%. Until public excuses were made, the government has lost 134 million euros. The experts consider that losses were even greater as the potential investments and service sectors were not taken under thorough examination. The alternate labor shops existed.  In 1827, there was a first alternate labor shop established in Cincinnati by the anarchist Josiah Warren. It was possible to purchase goods with 7% markup, and that was much cheaper than buying from the competitors. The customers paid for goods not with money but with an equivalent of physical labor. The standard rate was 5 kg of grain per working hour. People could pay not only for goods but also for some special services in this manner. The US is the prison nation.  It is sad to admit, but 2.5 million of American citizens inhabit the prison cells. The number is greater than the population of Dallas, Philadelphia, and even New Mexico State. It has got 25% of the world’s imprisoned population. People have to pay the taxes for maintaining the lives of the criminals, and each of the incarcerates costs 60 thousand dollars for a year of captivity. That is the yearly salary of an average teacher. Being old is extremely expensive.  53% of the US population is afraid to retire as, by rough calculations, they will have to prepare quarter millions of dollars for medical expenses with all extra payments and prescriptions. People start to save money at a very early age of 40-45 years. Africa can become top grain producer of the world.  60% of African soil is not used for growing crops, and that is the greatest chance to invest in the horticulture sector. This approach will eliminate the unemployment as such a branch of industry will generate 8 million jobs until 2020. With proper reforms, the country can transform into the world agriculture leader. Beijing breaks all standards.  At the moment, China is the world leader in consumption of cement and iron ore – 53% and 48% of the world resources respectively. With such a tempo of growth, till the end of 2025, China will create near 50 thousand skyscrapers that are a rough equivalent of 10 New York Cities. The given information is only a peak of a giant iceberg that waits for the conquerors who will reveal all the secrets and bring them to the scientific society. References: Jokn V. Van Sickle Professor of Economics, Wabash College. ECONOMICS. D. Van Nostrand Company, Inc.  https://mises.org/sites/default/files/Introduction%20to%20Economics_5.pdf Kenichi Ohno. The Economic Development of Japan The Path Traveled by Japan as a Developing Country. National Graduate Institute for Policy Studies 7-22-1 Roppongi, Minato-ku, Tokyo 106-8677,  grips.ac.jp/forum/pdf06/EDJ.pdf Frederick Golooba-Mutebi. Africa Rising: The Rwanda Story. Perspectives. Issue 1 February 2014 20- https://www.boell.de/sites/default/files/2014_1_perspectives_africa.pdf Albert Keidel. China’s Economic Fluctuations Implications for Its Rural Economy. CARNEGIE ENDOWMENT FOR INTERNATIONAL PEACE  https://carnegieendowment.org/files/keidel_china_fluctuations_final.pdf San Vicente Portes, Luis Atal, Vidya. (2014). The Big Mac Index: A Shortcut To Inflation And Exchange Rate Dynamics? Price Tracking And Predictive Properties. International Business Economics Research Journal (IBER). 13. 751. 10.19030/iber.v13i4.8683.  https://www.researchgate.net/profile/Vidya_Atal/publication/297747002_The_Big_Mac_Index_A_Shortcut_To_Inflation_And_Exchange_Rate_Dynamics_Price_Tracking_And_Predictive_Properties/links/5728bc3f08ae2efbfdb7e321/The-Big-Mac-Index-A-Shortcut-To-Inflation-And-Exchange-Rate-Dynamics-Price-Tracking-And-Predictive-Properties.pdf?origin=publication_detail Davies, J.C.H. Kuipers, Giselinde Lewis, Paul Martin, Rod Oring, Elliott Raskin, Victor. (2008). The Muhammad cartoons and humor research: A collection of essays. Humor International Journal of Humor Research. 21. 10.1515/HUMOR.2008.001. http://dcpis.upf.edu/~ricard-zapata/~ricard-zapata/muhammad%20cartoons.pdf

That vs. Which

That vs. Which That vs. Which That vs. Which By Ali Hale One of our readers, Justin, recently wrote to ask: When proofreading a peers article on the solar system, I realized that she, and I, are unsure of the proper use of that and which in a sentence. Below is [SIC] two examples of the same sentence, one using that and the other which. To our knowledge, it is the only body in the solar system which currently sustains life, although several other bodies are under investigation. To our knowledge, it is the only body in the solar system that currently sustains life, although several other bodies are under investigation. Which is the correct sentence, and what is the general rule of thumb? Justin, Ill give you the answer now, rather than making you read to the end of the whole article: the second version of that sentence, using that is correct. When To Use That and When To Use Which Before I come on to the that/which rule, just a reminder that â€Å"who† should always be used when referring to people. The boy who threw the ball. This is the woman who always wears a black shawl. When referring to objects, though, the rule for using â€Å"that† and â€Å"which† correctly is simple: THAT should be used to introduce a restrictive clause. WHICH should be used to introduce a non-restrictive or parenthetical clause. If that leaves you more confused than when you began this article, read on A restrictive clause is one which is essential to the meaning of a sentence – if it’s removed, the meaning of the sentence will change. For example: Chairs that don’t have cushions are uncomfortable to sit on. Card games that involve betting money should not be played in school. To our knowledge, it is the only body in the solar system that currently sustains life A non-restrictive clause can be left out without changing the meaning of a sentence. Non-restrictive clauses are either in brackets or have a comma before and after them (or only before them if they come at the end of a sentence): Chairs, which are found in many places of work, are often uncomfortable to sit on. I sat on an uncomfortable chair, which was in my office. Why You Need to Use That or Which Correctly Changing that to which or vice versa can completely change the meaning of a sentence. Consider the following examples: My car that is blue goes very fast. My car, which is blue, goes very fast. The first sentence uses that – suggesting I own more than one car (and even implying my other cars might not be so fast). This is what happens if we leave out the clause and write: My car that is blue goes very fast. My car goes very fast. The sentence’s meaning has changed: the reader does not know which one of my cars goes very fast. However, the sentence using which simply informs the reader that my car is blue. We can take the clause out without losing any essential information: My car, which is blue, goes very fast. My car goes very fast. That and Which in Common Usage It is common today for which to be used with both non-restrictive and restrictive clauses, especially in informal contexts: Who ate the cake that I bought this morning? Who ate the cake which I bought this morning? The clause â€Å"that I bought this morning† is essential to the meaning – I’m not asking about a cake which I bought yesterday, or this afternoon. Therefore, the first example using â€Å"that† is the correct one, but many people would not consider the second ungrammatical. It is, however, incorrect even in informal contexts to use that for a non-restrictive or parenthical clause. For example, these sentences would be considered incorrect: This computer, that I have never liked, is very slow. The blue desk, that my father gave me. An easy way to watch out for these is to look for instances where you have a comma followed by the word that. If Id know this years ago, it would have saved me a lot of frustration with Microsoft Word! Even though the usage of which has been relaxed to some extent, it is still better to keep your writing as clear as possible by using which for only non-restrictive clauses, and that for restrictive ones. So, to return to Justins example: To our knowledge, it is the only body in the solar system which currently sustains life, although several other bodies are under investigation. To our knowledge, it is the only body in the solar system that currently sustains life, although several other bodies are under investigation. The second sentence, using that is correct, but many people would consider the first sentence permissible too. In a formal context such as a scientific paper, it is better to use that for total clarity. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Grammar category, check our popular posts, or choose a related post below:50 Slang Terms for MoneyDo you "orient" yourself, or "orientate" yourself?Neither... or?